{"id":24406,"date":"2026-11-12T07:12:23","date_gmt":"2026-11-12T04:12:23","guid":{"rendered":"https:\/\/memurunsesi.net\/?p=24406"},"modified":"2026-11-12T07:12:23","modified_gmt":"2026-11-12T04:12:23","slug":"merkez-bankasi-kredi-buyume-sinirlarini-artirdi-ihtiyac-tasit-ve-ticari-kredilerde-yeni-oranlar","status":"publish","type":"post","link":"https:\/\/memurunsesi.net\/index.php\/2026\/11\/12\/merkez-bankasi-kredi-buyume-sinirlarini-artirdi-ihtiyac-tasit-ve-ticari-kredilerde-yeni-oranlar\/","title":{"rendered":"Merkez Bankas\u0131 kredi b\u00fcy\u00fcme s\u0131n\u0131rlar\u0131n\u0131 art\u0131rd\u0131: \u0130htiya\u00e7, ta\u015f\u0131t ve ticari kredilerde yeni oranlar"},"content":{"rendered":"<h3><span style=\"font-size: 1.125rem; color: #404040; font-weight: 400;\">\u00a0 \u00a0T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB), makrofinansal istikrar\u0131 ve parasal aktar\u0131m mekanizmas\u0131n\u0131 desteklemek amac\u0131yla kredi b\u00fcy\u00fcme s\u0131n\u0131rlar\u0131nda de\u011fi\u015fikli\u011fe gitti. \u0130htiya\u00e7 ve ta\u015f\u0131t kredilerinde sekiz haftal\u0131k b\u00fcy\u00fcme s\u0131n\u0131r\u0131 y\u00fczde 3&#8217;ten y\u00fczde 3,5&#8217;e, KOB\u0130 kredilerinde y\u00fczde 5&#8217;ten y\u00fczde 5,5&#8217;e y\u00fckseltildi. KOB\u0130 d\u0131\u015f\u0131 i\u015fletmelere kulland\u0131r\u0131lan T\u00fcrk liras\u0131 kredilerde ise s\u0131n\u0131r y\u00fczde 2&#8217;den y\u00fczde 2,5&#8217;e \u00e7\u0131kar\u0131ld\u0131.<\/span><\/h3>\n<div class=\"detail-of-news\">\n<p>T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131, 11 Kas\u0131m 2026 tarihli &#8220;Makroihtiyati \u00c7er\u00e7eveye \u0130li\u015fkin Bas\u0131n Duyurusu&#8221; ile zorunlu kar\u015f\u0131l\u0131k uygulamas\u0131nda ve kredi b\u00fcy\u00fcme s\u0131n\u0131rlar\u0131nda yap\u0131lan de\u011fi\u015fiklikleri a\u00e7\u0131klad\u0131.<\/p>\n<p>TCMB, d\u00fczenlemelerin makrofinansal istikrar\u0131 ve parasal aktar\u0131m mekanizmas\u0131n\u0131 desteklemek amac\u0131yla ger\u00e7ekle\u015ftirildi\u011fini bildirdi.<\/p>\n<p>Merkez Bankas\u0131n\u0131n d\u00fczenlemesiyle sekiz haftal\u0131k kredi b\u00fcy\u00fcme s\u0131n\u0131rlar\u0131 t\u00fcm kredi t\u00fcrlerinde 0,5 puan art\u0131r\u0131ld\u0131. Buna g\u00f6re, t\u00fcketicilere kulland\u0131r\u0131lan ihtiya\u00e7 ve ta\u015f\u0131t kredilerinde b\u00fcy\u00fcme s\u0131n\u0131r\u0131 y\u00fczde 3&#8217;ten y\u00fczde 3,5&#8217;e y\u00fckseltildi. KOB\u0130&#8217;lere kulland\u0131r\u0131lan T\u00fcrk liras\u0131 kredilerde s\u0131n\u0131r y\u00fczde 5&#8217;ten y\u00fczde 5,5&#8217;e \u00e7\u0131kar\u0131l\u0131rken, KOB\u0130 d\u0131\u015f\u0131 i\u015fletmelere kulland\u0131r\u0131lan T\u00fcrk liras\u0131 kredilerde ise y\u00fczde 2&#8217;den y\u00fczde 2,5&#8217;e y\u00fckseltildi.<\/p>\n<p>TCMB, zorunlu kar\u015f\u0131l\u0131k uygulamas\u0131nda da de\u011fi\u015fikli\u011fe gitti\u011fini duyurdu. A\u00e7\u0131klamada, &#8220;Bankalar\u0131n ve finansman \u015firketlerinin 1 y\u0131ldan uzun vadeli T\u00fcrk liras\u0131 ve yabanc\u0131 para cinsinden mevduat d\u0131\u015f\u0131 y\u00fck\u00fcml\u00fcl\u00fckleri i\u00e7in tesis edilen zorunlu kar\u015f\u0131l\u0131klara T\u00fcrk liras\u0131 cinsinden faiz\/telafi \u00f6demesi yap\u0131lmas\u0131na karar verilmi\u015ftir&#8221; ifadelerine yer verildi.<\/p>\n<p>12.11.2026<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u00a0 \u00a0T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB), makrofinansal istikrar\u0131 ve parasal aktar\u0131m mekanizmas\u0131n\u0131 desteklemek amac\u0131yla kredi b\u00fcy\u00fcme s\u0131n\u0131rlar\u0131nda de\u011fi\u015fikli\u011fe gitti. \u0130htiya\u00e7 ve ta\u015f\u0131t kredilerinde sekiz haftal\u0131k b\u00fcy\u00fcme s\u0131n\u0131r\u0131 y\u00fczde 3&#8217;ten y\u00fczde 3,5&#8217;e, KOB\u0130 kredilerinde y\u00fczde 5&#8217;ten y\u00fczde 5,5&#8217;e y\u00fckseltildi. KOB\u0130 d\u0131\u015f\u0131 i\u015fletmelere kulland\u0131r\u0131lan T\u00fcrk liras\u0131 kredilerde ise s\u0131n\u0131r y\u00fczde 2&#8217;den y\u00fczde 2,5&#8217;e \u00e7\u0131kar\u0131ld\u0131. T\u00fcrkiye Cumhuriyet Merkez [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":24407,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[48],"tags":[8591,8590,1657,8592,8593],"class_list":["post-24406","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-ihtiyac","tag-kredi-buyume-sinirlarini-artirdi","tag-merkez-bankasi","tag-tasit-ve-ticari-kredilerde","tag-yeni-oranlar"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Merkez Bankas\u0131 kredi b\u00fcy\u00fcme s\u0131n\u0131rlar\u0131n\u0131 art\u0131rd\u0131: \u0130htiya\u00e7, ta\u015f\u0131t ve ticari kredilerde yeni oranlar - Memurun Sesi<\/title>\n<meta name=\"description\" content=\"T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB), makrofinansal istikrar\u0131 ve parasal aktar\u0131m 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